2023 Qualifications

Business Submitted and Paid March 1, 2022 – February 28, 2023

1st Carrier Appointment on or Before March 1, 2022 1st Carrier Appointment Between March 2 & March 31, 2022  
1st Carrier Appointment
April 1, 2022
or After
 
Hierarchy Level Team Production Personal Production Team Production Personal Production Team Production Personal Production
Regional Sales Director $1,350,000 $135,000 $1,245,000 $130,000 $1,150,000 $125,000
District Sales Director $950,000 $135,000 $880,000 $130,000 $815,000 $125,000
Agency Sales Director $750,000 $135,000 $695,000 $130,000 $645,000 $125,000
Sales Director $600,000 $135,000 $560,000 $130,000 $520,000 $125,000
Senior Field Agent N/A $135,000 N/A $130,000 N/A $125,000
Field Agent N/A $135,000 N/A $130,000 N/A $125,000
Senior Agent N/A $135,000 N/A $130,000 N/A $125,000
Agent N/A $135,000 N/A $130,000 N/A $125,000
Representative N/A $135,000 N/A $130,000 N/A $125,000
Associate N/A $135,000 N/A $130,000 N/A $125,000
Trainee N/A $135,000 N/A $130,000 N/A $125,000

Trip Premium Credit by Product / Product Line

Trip Premium Credit By Product / Product Line Premium Factor
Ancillary (Dental, Vision, AD&D, Hospital Indemnity, STC) 25%
Annuities 10%
Combined - Group Accident 50%
Combined - Accident 50%
Combined - Group Critical Illness 50%
Combined - Critical Illness 50%
Combined - Disability Income/Sick Pay 50%
Combined - Cancer 50%
Critical Illness (Cancer, Heart, Stroke, Intensive Care) 100%
Guaranteed Issue (All Except Medicare Supplement) 50%
Trip Premium Credit By Product / Product Line Premium Factor
Life - Final Expense

100%

(150% - 8/1/22 thru 2/28/23)

Life - Ordinary (Term, UL, IUL, GUL, etc.) - TARGET PREMIUM

100%

(150% - 8/1/22 thru 2/28/23)

Life - Ordinary (Term, UL, IUL, GUL, etc.) - EXCESS PREMIUM 0%
Life - Single Premium Whole Life 10%
Long Term Care 100%
Major Medical (Including Limited Medical Benefit Plans) 0%
Medicare Advantage - PDP $10
Medicare Advantage (MA, MAPD & SNP) $250
Medicare Supplement 30%