Qualifications

Business Submitted and Paid March 1, 2024 – February 28, 2025

1st Carrier Appointment on or Before March 1, 2024 1st Carrier Appointment Between March 2 & March 31, 2024
1st Carrier Appointment
April 1, 2024
or After
Hierarchy Level Team Production Personal Production Team Production Personal Production Team Production Personal Production
Regional Sales Director $1,900,000 $185,000 $1,800,000 $180,000 $1,700,000 $175,000
District Sales Director $1,650,000 $185,000 $1,550,000 $180,000 $1,450,000 $175,000
Agency Sales Director $1,400,000 $185,000 $1,300,000 $180,000 $1,200,000 $175,000
Sales Director $1,150,000 $185,000 $1,050,000 $180,000 $950,000 $175,000
Senior Field Agent N/A $185,000 N/A $180,000 N/A $175,000
Field Agent N/A $185,000 N/A $180,000 N/A $175,000
Senior Agent N/A $185,000 N/A $180,000 N/A $175,000
Agent N/A $185,000 N/A $180,000 N/A $175,000
Representative N/A $185,000 N/A $180,000 N/A $175,000
Associate N/A $185,000 N/A $180,000 N/A $175,000
Trainee N/A $185,000 N/A $180,000 N/A $175,000

Qualification must include $75,000 of issued life insurance (includes any combination of Final Expense and/or credited Ordinary Life) or $75,000 of credited fixed indexed annuity premium

Trip Premium Credit by Product / Product Line

Trip Premium Credit By Product / Product Line Premium Factor
Ancillary (Dental, Vision, AD&D, Hospital Indemnity, STC) 25%
Annuities 10%
Combined - Group Accident 50%
Combined - Accident 50%
Combined - Group Critical Illness 50%
Combined - Critical Illness 50%
Combined - Disability Income/Sick Pay 50%
Combined - Cancer 50%
Critical Illness (Cancer, Heart, Stroke, Intensive Care) 100%
Guaranteed Issue (All Except Medicare Supplement) 50%
Trip Premium Credit By Product / Product Line Premium Factor
Life - Final Expense

100%

Life - Ordinary (Term, UL, IUL, GUL, etc.) - TARGET PREMIUM

100%

Life - Ordinary (Term, UL, IUL, GUL, etc.) - EXCESS PREMIUM 0%
Life - Single Premium Whole Life 10%
Long Term Care 100%
Major Medical (Including Limited Medical Benefit Plans) 0%
Medicare Advantage - PDP $10
Medicare Advantage (MA, MAPD & SNP) $250
Medicare Advantage (Plan Changes) $0
Medicare Supplement 30%