Qualifications
Business Submitted and Paid March 1, 2024 – February 28, 2025
| 1st Carrier Appointment on or Before March 1, 2024 | 1st Carrier Appointment Between March 2 & March 31, 2024 |
1st Carrier Appointment
April 1, 2024
or After
|
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|---|---|---|---|---|---|---|
| Hierarchy Level | Team Production | Personal Production | Team Production | Personal Production | Team Production | Personal Production |
| Regional Sales Director | $1,900,000 | $185,000 | $1,800,000 | $180,000 | $1,700,000 | $175,000 |
| District Sales Director | $1,650,000 | $185,000 | $1,550,000 | $180,000 | $1,450,000 | $175,000 |
| Agency Sales Director | $1,400,000 | $185,000 | $1,300,000 | $180,000 | $1,200,000 | $175,000 |
| Sales Director | $1,150,000 | $185,000 | $1,050,000 | $180,000 | $950,000 | $175,000 |
| Senior Field Agent | N/A | $185,000 | N/A | $180,000 | N/A | $175,000 |
| Field Agent | N/A | $185,000 | N/A | $180,000 | N/A | $175,000 |
| Senior Agent | N/A | $185,000 | N/A | $180,000 | N/A | $175,000 |
| Agent | N/A | $185,000 | N/A | $180,000 | N/A | $175,000 |
| Representative | N/A | $185,000 | N/A | $180,000 | N/A | $175,000 |
| Associate | N/A | $185,000 | N/A | $180,000 | N/A | $175,000 |
| Trainee | N/A | $185,000 | N/A | $180,000 | N/A | $175,000 |
Qualification must include $75,000 of issued life insurance (includes any combination of Final Expense and/or credited Ordinary Life) or $75,000 of credited fixed indexed annuity premium
Trip Premium Credit by Product / Product Line
| Trip Premium Credit By Product / Product Line | Premium Factor |
|---|---|
| Ancillary (Dental, Vision, AD&D, Hospital Indemnity, STC) | 25% |
| Annuities | 10% |
| SPIA, Fixed, & MYGA Annuities | 2.5% |
| Combined - Group Accident | 50% |
| Combined - Accident | 50% |
| Combined - Group Critical Illness | 50% |
| Combined - Critical Illness | 50% |
| Combined - Disability Income/Sick Pay | 50% |
| Combined - Cancer | 50% |
| Critical Illness (Cancer, Heart, Stroke, Intensive Care) | 100% |
| Guaranteed Issue (All Except Medicare Supplement) | 50% |
| Trip Premium Credit By Product / Product Line | Premium Factor |
|---|---|
| Life - Final Expense |
100% |
Life - Final Expense & Guaranteed Issue 8/12/24 - 12/30/24 |
150% |
| Life - Ordinary (Term, UL, IUL, GUL, etc.) - TARGET PREMIUM |
100% |
| Life - Ordinary (Term, UL, IUL, GUL, etc.) - EXCESS PREMIUM | 0% |
| Life - Single Premium Whole Life | 10% |
| Long Term Care | 100% |
| Major Medical (Including Limited Medical Benefit Plans) | 0% |
| Medicare Advantage - PDP | $10 |
| Medicare Advantage (MA, MAPD & SNP) | $250 |
| Medicare Advantage (Plan Changes) | $0 |
| Medicare Supplement | 30% |